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Title Insurance

A mistake in a prior deed, an outstanding ownership claim, a hidden lien or outright fraud—any of which may result in losses for the owner or lender—are surprisingly common occurrences. When owners and lenders suffer losses related to a covered risk, title insurance provides indemnification against those losses.

Title insurance protects owners against defects in the title to the insured property which originate prior to the policy date. While lenders often require property owners to purchase the lender’s title insurance to protect their interests, property owners must purchase a separate owner policy to protect themselves from covered losses—including court costs and attorneys’ fees—that could result from title defects.

The risks covered are not obscure improbabilities – nearly a billion dollars in claims are paid every year in the industry. An owner’s policy involves a one-time premium for coverage that lasts as long as the owner owns the property or are liable under warranties after selling. The only time it may be necessary to purchase additional coverage is when the value of the insured property has increased significantly since the date of the original policy.

With almost 100 years of combined experience in the title insurance industry, our staff at Key Title provides knowledge only experience can provide. Key Title is backed by Investors Title's industry leading financial strength and stability. Earning exceptional ratings by the most recognized rating firms in the title insurance industry, the company has a proven 45-year track record of strong growth and consistent profitability. 

Your decision to work with Key Title allows you to secure the most comprehensive title insurance coverage available. Contact us below to learn more about selecting Key Title as your title insurance provider!

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